top of page


Life Insurance Protection Sequencing: Which Financial Risk Should You Insure First When Your Budget Is Limited?
You may need life, medical, critical illness and disability protection but have a limited monthly budget. Learn how Malaysians can prioritise protection based on financial severity, existing benefits, savings and family responsibilities.

Y1Planning
23 hours ago14 min read


Deductibles and Co-Insurance in Malaysian Medical Plans: Lower Premium Today, but How Much Risk Are You Keeping?
A deductible or co-insurance feature may reduce medical insurance cost, but it also means retaining part of a hospital bill yourself. Learn how Malaysian families can evaluate medical cost-sharing based on savings, employer benefits, potential out-of-pocket costs and long-term affordability.

Y1Planning
Sep 517 min read


Disability Income Gap in Malaysia: What If You Survive but Can No Longer Earn the Same Salary?
Life insurance protects against death, but what happens if illness or disability reduces your ability to work for years? Learn how Malaysians can estimate their disability income gap, review TPD and employer benefits, and strengthen long-term income protection.

Y1Planning
Sep 214 min read


No Will in Malaysia: How Your Estate Is Distributed for Non-Muslims
Learn how estates are distributed in Malaysia when a non-Muslim dies without a will. Compare the Distribution Act 1958 (Peninsular Malaysia & Sarawak) with Sabah's Intestate Succession Ordinance 1960.

Y1Planning
Aug 43 min read


5 Common Mistakes Malaysians Make When Buying Life Insurance
Avoid these common life insurance mistakes that could leave your loved ones financially vulnerable.

Y1Planning
Jul 166 min read


Why You Should Review Your Home Insurance Annually to Avoid Financial Pitfalls
Many Malaysians buy home insurance and forget about it. Learn why reviewing your home insurance annually can save you from unexpected financial losses and ensure your home is fully protected.

Y1Planning
Jul 165 min read
bottom of page
