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Life Insurance Protection Sequencing: Which Financial Risk Should You Insure First When Your Budget Is Limited?
You may need life, medical, critical illness and disability protection but have a limited monthly budget. Learn how Malaysians can prioritise protection based on financial severity, existing benefits, savings and family responsibilities.

Y1Planning
17 hours ago14 min read


Benchmark Risk in Unit Trusts: Is Your Fund Really Performing Well—or Are You Comparing It With the Wrong Thing?
A unit trust gaining 8% is not automatically performing well. Learn how benchmarks, asset classes, risk, fees and investment mandates affect fund-performance evaluation for Malaysian investors.

Y1Planning
2 days ago15 min read


Who Actually Controls Your Life Insurance Policy? Understanding Policy Ownership and Assignment
Who actually controls your life insurance policy? Understand the difference between the policy owner, life assured, nominee, premium payer and assignee—and why assignment can affect who ultimately receives policy benefits in Malaysia.

Y1Planning
2 days ago12 min read


Unclaimed Life Insurance Proceeds in Malaysia: Could Your Family Have Money Waiting to Be Claimed?
Could you or your family have unclaimed life insurance money in Malaysia? Learn what unclaimed life insurance proceeds are, why benefits go unclaimed, how to check through LIAM and what beneficiaries should do next.

Y1Planning
7 days ago9 min read


Liquidity Risk: Why Being Asset-Rich Can Still Leave You Financially Vulnerable
You can own property, investments and businesses worth millions yet still face a cash-flow crisis. Learn how liquidity risk affects Malaysian households, investors, retirees and business owners—and how to build a more resilient financial position.

Y1Planning
Aug 2414 min read
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