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A RM4.8 Million Estate Can Now Be a “Small Estate” in Malaysia—Why That Matters to Families
Malaysia's Small Estates framework has changed significantly. Learn why estates of up to RM5 million may now fall within the revised small-estate regime, how movable assets are treated, and why Malaysian families should understand the administration route as part of legacy planning.

Y1Planning
Oct 413 min read


Benchmark Risk in Unit Trusts: Is Your Fund Really Performing Well—or Are You Comparing It With the Wrong Thing?
A unit trust gaining 8% is not automatically performing well. Learn how benchmarks, asset classes, risk, fees and investment mandates affect fund-performance evaluation for Malaysian investors.

Y1Planning
Sep 2115 min read


Who Actually Controls Your Life Insurance Policy? Understanding Policy Ownership and Assignment
Who actually controls your life insurance policy? Understand the difference between the policy owner, life assured, nominee, premium payer and assignee—and why assignment can affect who ultimately receives policy benefits in Malaysia.

Y1Planning
Sep 2112 min read


What Happens to Your Digital Assets When You Die? A Modern Estate Planning Guide for Malaysians
Your estate now includes more than property and bank accounts. Learn how Malaysians should organise digital assets, online businesses, cloud files, websites and important online accounts as part of modern legacy planning.

Y1Planning
Aug 2611 min read


Property Inheritance in Malaysia: Why Leaving One House to Three Children Can Create Unexpected Problems
Leaving property equally to children may sound fair, but shared ownership can create financial, legal and practical challenges. Learn what Malaysian families should consider when property forms a major part of an estate.

Y1Planning
Aug 2511 min read


Liquidity Risk: Why Being Asset-Rich Can Still Leave You Financially Vulnerable
You can own property, investments and businesses worth millions yet still face a cash-flow crisis. Learn how liquidity risk affects Malaysian households, investors, retirees and business owners—and how to build a more resilient financial position.

Y1Planning
Aug 2414 min read
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