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Benchmark Risk in Unit Trusts: Is Your Fund Really Performing Well—or Are You Comparing It With the Wrong Thing?
A unit trust gaining 8% is not automatically performing well. Learn how benchmarks, asset classes, risk, fees and investment mandates affect fund-performance evaluation for Malaysian investors.

Y1Planning
Sep 2115 min read


Currency Risk in Unit Trusts: Why Your Overseas Fund Can Rise While Your Ringgit Return Falls
Malaysians investing in overseas unit trusts face more than market movements. Learn how ringgit exchange rates, foreign-currency exposure and hedging can influence your actual investment return.

Y1Planning
Sep 513 min read


Rebalancing Bands: A Smarter Way to Control Portfolio Risk Without Constantly Switching Unit Trust Funds
Your unit trust portfolio can drift away from its intended asset allocation as markets move. Learn how rebalancing bands work, why calendar-based switching is not always necessary, and how Malaysian investors can maintain portfolio discipline without excessive trading.

Y1Planning
Sep 316 min read


Fund Style Drift: When Your Unit Trust Quietly Stops Investing the Way You Expected
A fund's name may stay the same while its portfolio changes significantly. Learn what fund style drift means, how it can alter risk and diversification, and why Malaysian unit trust investors should review underlying holdings rather than rely on fund names alone.

Y1Planning
Aug 3114 min read


Bond Prices and Bond Yields Explained: Why They Move in Opposite Directions
Why do bond prices fall when interest rates rise? Learn the relationship between bond prices, yields and interest rates, how duration and credit risk affect bond funds, and why this matters to Malaysian investors.

Y1Planning
Aug 2812 min read


How Diversification Across Global Markets Can Strengthen Your Investment Portfolio
Diversifying across countries, regions, sectors and asset classes can help Malaysian investors manage concentration risk. Learn how global diversification works, its benefits and the risks to consider before investing internationally.

Y1Planning
Aug 129 min read


Asset Allocation vs Fund Selection: Which Matters More to Your Investment Portfolio?
Should you focus on choosing the best unit trust fund or building the right asset allocation? Learn why asset allocation is the foundation of successful investing and how it helps manage risk over the long term.

Y1Planning
Aug 126 min read


Wealth Building Is a Marathon, Not a Sprint
Discover why unit trusts remain one of Malaysia's most popular investment options. Learn how professional fund management, diversification, and disciplined investing can help you work towards your long-term financial goals.

Y1Planning
Jul 176 min read
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