top of page


The Most Important 15 Days After Buying Life Insurance: Use the Free-Look Period Properly
Receiving your life insurance policy should start a detailed review, not end the buying process. Learn how Malaysians can use the free-look period to check benefits, exclusions, premiums, nominations and policy details.

Y1Planning
Sep 2613 min read


Life Insurance Protection Sequencing: Which Financial Risk Should You Insure First When Your Budget Is Limited?
You may need life, medical, critical illness and disability protection but have a limited monthly budget. Learn how Malaysians can prioritise protection based on financial severity, existing benefits, savings and family responsibilities.

Y1Planning
Sep 2314 min read


Benchmark Risk in Unit Trusts: Is Your Fund Really Performing Well—or Are You Comparing It With the Wrong Thing?
A unit trust gaining 8% is not automatically performing well. Learn how benchmarks, asset classes, risk, fees and investment mandates affect fund-performance evaluation for Malaysian investors.

Y1Planning
Sep 2115 min read


Who Actually Controls Your Life Insurance Policy? Understanding Policy Ownership and Assignment
Who actually controls your life insurance policy? Understand the difference between the policy owner, life assured, nominee, premium payer and assignee—and why assignment can affect who ultimately receives policy benefits in Malaysia.

Y1Planning
Sep 2112 min read


Unclaimed Life Insurance Proceeds in Malaysia: Could Your Family Have Money Waiting to Be Claimed?
Could you or your family have unclaimed life insurance money in Malaysia? Learn what unclaimed life insurance proceeds are, why benefits go unclaimed, how to check through LIAM and what beneficiaries should do next.

Y1Planning
Sep 179 min read


Liquidity Risk: Why Being Asset-Rich Can Still Leave You Financially Vulnerable
You can own property, investments and businesses worth millions yet still face a cash-flow crisis. Learn how liquidity risk affects Malaysian households, investors, retirees and business owners—and how to build a more resilient financial position.

Y1Planning
Aug 2414 min read


Nominal Return vs Real Return: Is Your Investment Actually Making You Wealthier?
Your investment may be making money while your purchasing power barely improves. Learn the difference between nominal and real returns, how inflation affects wealth, and why Malaysian investors should look beyond headline investment returns.

Y1Planning
Aug 129 min read
bottom of page
